I’ll try to keep the term insurance buying guide simple and less boring. For that, you have to trust me. There are only four simple rules. Never buy limited pay insurance. Company may offer even 50% discount insurance if you are ready to pay for 10 years or 7 years. […..]
Yes, you read it right. Term insurance is available free of cost. You don’t need to submit any income certificates or do medical tests. You just need to be between 18 and 51 to be eligible. However Cover continues till you are 60. FREE because the AMC pays for you. […..]
How much insurance coverage do you have now? 5lakhs or 10lakhs? Did you know this won’t last more than 3-5 years in the present day if you have 2-3 people dependent on you even if living frugally? Logic says you need 20 times your annual income to provide support for […..]
This is something that you commonly see in almost all the illustrations when someone is selling you insurance. The agent selling the policy will say that you don’t need to check the 4% column and you can directly check the 8% column. 4% and 8% returns on the illustration are […..]
Everyone has that one person in their family who sells you the first LIC policy of your life the very day you get your first job. While they are trying to convince you that a particular plan is the best suited for you, sitting behind is your parents who will […..]
This is one of the two safe and guaranteed options that I suggest to my fellow investors. The other one is of course PPF. The reason why I like this is because of the simplicity of the plan. There is a small chart which summarizes everything and the amount to […..]
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