I want to list the two best credit cards that I am using currently. Before I tell you that, you should know about MDR or the Merchant Discount Rate. Significance of MDR? MDR is the amount charged by the Bank or Card Issuer to the Merchant for accepting the card. […..]
Are you still living in the 70s or 80s thinking SBI is the safest bank and still have an account in SBI? Or are you living in 2010-20 generation thinking HDFC and ICICI are the safest? There is no need to read further if your answer to the first question […..]
Nope, this post isn’t about any investment plan. Investments should be started only after you have the following targets achieved. 1. Health Insurance and Super Topups You should have a proper health insurance coverage of a minimum of 5lakhs and a super top-up insurance of anything above 20lakh. You can […..]
FD Interest rates in most of the banks are less than 6% now. However, Kerala government treasury currently provides 8.5% interest on deposits more than 1year. Since it is backed by the government it is 100% safe. I have opened this myself and I’ll suggest this to anyone who wants […..]
There is a famous quote by Warren Buffet “be fearful when others are greedy, and be greedy when others are fearful”. The following post is about importance of that line and the mistakes that everyone makes. Almost everyone does the mistake of being greedy when others are greedy and being […..]
Disclaimer: I have withdrawn EPF once and it’s very easy to do online. No need to visit PF office or so. Everything can be done online. But it is also the biggest mistake that I have done that could have been avoided. As per rules following are the cases when […..]
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