Inadequate insurance coverage

September 2, 2020 admin 0

How much insurance coverage do you have now? 5lakhs or 10lakhs? Did you know this won’t last more than 3-5 years in the present day if you have 2-3 people dependent on you even if living frugally? Logic says you need 20 times your annual income to provide support for […..]

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4% or 8% returns on insurance

September 1, 2020 admin 0

This is something that you commonly see in almost all the illustrations when someone is selling you insurance. The agent selling the policy will say that you don’t need to check the 4% column and you can directly check the 8% column. 4% and 8% returns on the illustration are […..]

Insurance Mistakes to Avoid

LIC Uncle or Aunty?

September 1, 2020 admin 0

Everyone has that one person in their family who sells you the first LIC policy of your life the very day you get your first job. While they are trying to convince you that a particular plan is the best suited for you, sitting behind is your parents who will […..]


EPF (VPF) – Safe like PPF but with better returns

September 1, 2020 admin 0

This one is especially for Employees who are contributing to EPF. 12% of (Basic + DA) is the mandatory contribution which every employee makes to EPF. Everyone is aware of this. Nothing much to explain here. What I wanted to write about is actually VPF or Voluntary Pension Fund. It […..]

Atal Pension Yojna

APY – Atal Pension Yojna

September 1, 2020 admin 0

This is one of the two safe and guaranteed options that I suggest to my fellow investors. The other one is of course PPF. The reason why I like this is because of the simplicity of the plan. There is a small chart which summarizes everything and the amount to […..]

magic figure

The Magic Figure for Middle Class

September 1, 2020 admin 0

I went to multiple sites to find that magic figure which would work for my retirement. Found many formulas and many calculators. It’s too confusing. I do not want to confuse you further. Let’s try to keep it simple here. Well on the day of writing this blog I am […..]