Are you still living in the 70s or 80s thinking SBI is the safest bank and still have an account in SBI? Or are you living in 2010-20 generation thinking HDFC and ICICI are the safest? There is no need to read further if your answer to the first question […..]
Nope, this post isn’t about any investment plan. Investments should be started only after you have the following targets achieved. 1. Health Insurance and Super Topups You should have a proper health insurance coverage of a minimum of 5lakhs and a super top-up insurance of anything above 20lakh. You can […..]
20-30 years back Lakhpatis(one having assets of 1lakh and above) were unheard of in the middle class. Nowadays the middle class means you should be having assets in lakhs. 20-30 years from now the middle-class is going to be the one with assets in crores. Let alone being rich are […..]
FD Interest rates in most of the banks are less than 6% now. However, Kerala government treasury currently provides 8.5% interest on deposits more than 1year. Since it is backed by the government it is 100% safe. I have opened this myself and I’ll suggest this to anyone who wants […..]
There is a famous quote by Warren Buffet “be fearful when others are greedy, and be greedy when others are fearful”. The following post is about importance of that line and the mistakes that everyone makes. Almost everyone does the mistake of being greedy when others are greedy and being […..]
I’ll try to keep the term insurance buying guide simple and less boring. For that, you have to trust me. There are only four simple rules. Never buy limited pay insurance. Company may offer even 50% discount insurance if you are ready to pay for 10 years or 7 years. […..]
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